Terms of Service

Effective Date: July 22, 2026

Please read these Terms of Service ("Terms") carefully before using the ZORVO website and services operated by ZORVO ("we," "us," or "our").

1. Acceptance of Terms

By accessing or using our website, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the service.

2. Description of Services

ZORVO is a marketing and lead generation agency. We provide businesses with access to aged lead data and AI-powered marketing assistance. We do not provide insurance or financial services directly, and we are not a licensed insurance agency.

3. User Consent for Communications

By submitting your information through our web forms and explicitly checking the consent box, you grant ZORVO, its participating clients, and their representatives express written consent to contact you regarding your request via phone calls, text messages (SMS), or email. This includes the use of automated dialing systems, artificial voices, or prerecorded AI voices. You acknowledge that this consent is not a condition of purchasing any property, goods, or services, and that standard message and data rates may apply. You may revoke this consent at any time by replying STOP to any text message.

4. Disclaimer of Warranties

Our services are provided on an "AS IS" and "AS AVAILABLE" basis. We make no warranties, expressed or implied, and hereby disclaim all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement.

5. Limitation of Liability

In no event shall ZORVO be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of our services or website.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.