:root{
  --navy:#031323;
  --navy-2:#061b30;
  --navy-3:#0b253f;
  --gold:#d5a43b;
  --gold-2:#f0c55d;
  --text:#0a1625;
  --muted:#617084;
  --white:#fff;
  --line:#dfe5ec;
  --shadow:0 18px 60px rgba(3,19,35,.13);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
button,input,select{font:inherit}
.container{width:min(1180px,calc(100% - 40px));margin:auto}
.site-header{position:absolute;inset:0 0 auto;z-index:20;color:#fff}
.nav-wrap{height:96px;display:flex;align-items:center;gap:34px}
.brand{display:flex;align-items:center;gap:12px;min-width:max-content}
.header-logo{height:60px;width:auto;object-fit:contain}
.nav-links{margin-left:auto;display:flex;gap:34px;font-size:14px}
.nav-links a{padding:10px 0;position:relative;color:#eef5fb}
.nav-links a:after{content:"";position:absolute;left:0;right:100%;bottom:0;height:2px;background:var(--gold);transition:.25s}
.nav-links a:hover:after,.nav-links .active:after{right:0}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:8px;font-weight:700;transition:.2s;border:1px solid transparent;cursor:pointer}
.btn:hover{transform:translateY(-2px)}
.btn-gold{background:linear-gradient(135deg,var(--gold-2),#bc8120);color:#fff;box-shadow:0 10px 24px rgba(197,143,36,.24)}
.btn-outline{border-color:rgba(213,164,59,.6);color:#fff;background:transparent}
.nav-cta{padding:14px 24px}
.menu-toggle{display:none;margin-left:auto;background:none;border:0;color:#fff;font-size:27px}
.hero{background:
 radial-gradient(circle at 79% 40%,rgba(27,69,105,.25),transparent 30%),
 linear-gradient(115deg,#03101c 0%,#04192d 56%,#020c16 100%);
 color:#fff;padding-top:96px;overflow:hidden}
.hero-grid{min-height:610px;display:grid;grid-template-columns:1.02fr .98fr;align-items:center}
.hero-copy{padding:64px 0 52px;position:relative;z-index:2}
.eyebrow{font-size:13px;letter-spacing:1.7px;font-weight:700;color:var(--gold-2);margin:0 0 19px}
.hero h1{font-size:58px;line-height:1.08;margin:0 0 20px;letter-spacing:-2.4px}
.hero h1 span{color:var(--gold)}
.hero-text{font-size:17px;line-height:1.75;color:#dbe4ee;max-width:590px;margin:0}
.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:30px 0 32px}
.benefit-grid article{display:flex;gap:12px;align-items:flex-start}
.mini-icon{color:var(--gold-2);font-size:27px;line-height:1}
.benefit-grid h3{font-size:13px;margin:0 0 6px}
.benefit-grid p{font-size:12px;line-height:1.5;color:#c4cfda;margin:0}
.hero-actions{display:flex;gap:18px}
.btn-large{padding:16px 28px;min-width:160px}
.hero-art{position:relative;align-self:stretch;display:grid;place-items:center}
.hero-art img{width:112%;max-width:none;filter:drop-shadow(0 30px 45px rgba(0,0,0,.35))}
.trust-strip{border-top:1px solid rgba(255,255,255,.1);background:rgba(0,0,0,.12);padding:22px 0 30px;text-align:center}
.trust-strip>div>p{font-size:12px;letter-spacing:2px;color:#aab7c4}
.logo-row{display:grid;grid-template-columns:repeat(5,1fr);gap:28px;align-items:center;margin-top:20px;color:#9aa7b4;font-weight:700}
.logo-row span{font-size:16px}
.logo-row small{display:block;font-size:9px;letter-spacing:1px;font-weight:500;margin-top:2px}
.insurance-section{padding:72px 0 32px;background:#fff}
.insurance-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:42px;align-items:center}
.gold{color:#bb7d11}
.insurance-copy h2,.simple-section h2,.about-section h2,.contact-section h2{font-size:42px;line-height:1.12;margin:0 0 16px;letter-spacing:-1.5px}
.insurance-intro{color:#4f5f70;line-height:1.7;max-width:620px}
.quote-card{margin-top:28px;background:#fff;border:1px solid #e6ebf0;border-radius:14px;box-shadow:var(--shadow);padding:25px}
.quote-card h3{font-size:20px;margin:0 0 18px}.quote-card h3 span{color:var(--gold)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.form-grid label{display:block}.form-grid label>span:first-child{position:absolute;left:-9999px}
input,select{width:100%;border:1px solid #d5dde6;border-radius:7px;padding:13px 14px;color:#243447;background:#fff;outline:none}
input:focus,select:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(213,164,59,.13)}
.full{grid-column:1/-1}
.consent{display:flex!important;align-items:flex-start;gap:10px;margin:4px 0}
.consent input{width:17px;margin-top:3px}
.consent span{position:static!important;font-size:11px;line-height:1.5;color:#607084}
.submit-btn{width:100%;padding:15px;margin-top:14px}
.secure-note{text-align:center;color:#687789;font-size:11px;margin:10px 0 0}
.form-message{text-align:center;font-weight:700;min-height:20px;margin:10px 0 0}
.insurance-visual{position:relative;min-height:610px;display:flex;align-items:flex-end;justify-content:center}
.insurance-visual img{width:100%;height:560px;object-fit:cover;object-position:center;border-radius:20px;box-shadow:var(--shadow)}
.feature-panel{position:absolute;left:8%;right:8%;bottom:28px;background:rgba(3,19,35,.95);color:#fff;border-radius:12px;padding:18px 22px;box-shadow:0 18px 40px rgba(0,0,0,.25)}
.feature-panel p{font-size:13px;margin:10px 0}
.feature-panel p::first-letter{color:var(--gold)}
.assurances{margin-top:45px;border:1px solid #e4e9ef;border-radius:14px;display:grid;grid-template-columns:repeat(4,1fr);box-shadow:0 12px 40px rgba(3,19,35,.05)}
.assurances article{display:flex;gap:13px;padding:20px;border-right:1px solid #e4e9ef}
.assurances article:last-child{border-right:0}
.assurances b{font-size:27px;color:var(--gold)}
.assurances h4{margin:0 0 5px;font-size:13px}.assurances p{margin:0;color:#6a7888;font-size:11px;line-height:1.5}
.simple-section{padding:80px 0;background:#f5f8fb}
.industry-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:30px}
.industry-cards article{background:#fff;border:1px solid #e5eaf0;border-radius:14px;padding:28px;box-shadow:0 12px 28px rgba(3,19,35,.06)}
.industry-cards h3{margin-top:0}.industry-cards p{color:var(--muted);line-height:1.6}
.about-section{padding:85px 0;text-align:center}.narrow{max-width:820px}.about-section p:last-child{color:var(--muted);line-height:1.8}
.contact-section{background:var(--navy);padding:60px 0;color:#fff}
.contact-card{display:flex;justify-content:space-between;align-items:center;gap:30px}
.contact-card h2{margin:0;font-size:34px}
footer{background:#020b14;color:#a7b4c0;padding:28px 0}
.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;font-size:12px}
.footer-brand .brand-mark{width:36px;height:36px;font-size:20px}.footer-brand .brand-name{font-size:15px}
.footer-links{display:flex;gap:18px}
@media(max-width:900px){
 .nav-links,.nav-cta{display:none}.menu-toggle{display:block}
 .nav-links.open{position:absolute;display:flex;flex-direction:column;top:82px;left:20px;right:20px;background:#071b2e;padding:22px;border:1px solid rgba(255,255,255,.1);border-radius:12px}
 .hero-grid,.insurance-grid{grid-template-columns:1fr}.hero-art{min-height:420px}.hero-art img{width:80%}
 .hero-copy{padding-top:50px}.benefit-grid{grid-template-columns:1fr}
 .logo-row{grid-template-columns:repeat(2,1fr)}
 .assurances{grid-template-columns:repeat(2,1fr)}.assurances article:nth-child(2){border-right:0}
 .industry-cards{grid-template-columns:1fr}
}
@media(max-width:600px){
 .container{width:min(100% - 24px,1180px)}
 .hero h1{font-size:42px}.insurance-copy h2,.simple-section h2,.about-section h2{font-size:33px}
 .hero-art{min-height:320px}.hero-art img{width:110%}
 .hero-actions{flex-direction:column}.btn-large{width:100%}
 .form-grid{grid-template-columns:1fr}.full{grid-column:auto}
 .insurance-visual{min-height:500px}.insurance-visual img{height:470px}
 .assurances{grid-template-columns:1fr}.assurances article{border-right:0;border-bottom:1px solid #e4e9ef}
 .contact-card,.footer-inner{flex-direction:column;text-align:center}
}